Initial meeting and costs
We look at the initial meeting to get a clear idea of what your circumstances are, and also to understand what you are hoping to achieve. For most situations this will also involve a discussion of risk, and timescale.

At Antrams Financial Services, we recognise that individual clients may feel very differently about the way they wish to have their financial affairs managed. A key part of our role as advisers is to respond to those differences and produce appropriate solutions.

As an independent adviser we work on both fees and commissions or in some case a combination of the two with one discounting the other as appropriate. So that our clients have a clear understanding of how we charge, our costs are covered at the first meeting and a list of commissions and a fee rate is provided. At the end of the meeting an estimate of the cost of work to be undertaken is discussed.

Research and follow up meeting
Following our initial meeting we produce a report which summarises the points raised, including the client’s personal and financial circumstances; their aims and risk parameters, and the basis on which work is to be undertaken. This document forms the basis of our research.

One key advantage offered by Antrams F.S. is our ability to provide a specialist team approach to your financial affairs at no extra cost. By drawing on the considerable expertise available within the practice we are able to tackle complex financial planning issues without unnecessarily involving you in numerous meetings and additional fees.

All of our advisers are experienced in general financial advice and also specialise in particular aspects of financial planning. Your adviser will undertake to draw from the team the appropriate skill set to ensure you receive a solution tailored to your needs.

Recommendation and report
Once we have concluded our research we will produce a report that is clear and easy to understand, supported by the relevant research material. All costs and charges are fully disclosed and highlighted.

Our report serves as the agenda for our follow up meeting and provides clients with a permanent record of our advice. At this meeting we will also agree a review process so that our clients can be confident that the ongoing servicing of their financial affairs is being addressed.